If you lost a home to foreclosure in Ohio, the county may be holding surplus money for you.
We find your exact dollar amount from public court records — free, no signup, no email required.
Takes about a minute. We'll text you the exact amount we find.
The process
How this works
1
Find your money, free
Tell us your name, phone, and former property address. Our AI searches Ohio court records and texts you your exact surplus amount within minutes.
No signupNo email requiredNo obligation
2
Hire us — on your terms
25% fee of what we recover. Nothing if we don't recover.
Zero upfront. No hidden fees. No out-of-pocket cost, ever.
Sign by text in 10 seconds. No paperwork, no phone tag, no uploads.
3
What you get when you hire us
Claim filed within 7 business days of signing. Faster than anyone in Ohio.
Response within 4 business hours — text, email, chat, or Nathan's cell.
Weekly status update every Tuesday. You never have to chase us.
Live case dashboard — see exactly where your case stands, 24/7.
Nathan's direct line on every agreement. CEO. Not a call center.
Coffee if you want it. Cincinnati, Columbus, Dayton, Cleveland — we come to you.
🎁
A thank-you on us. When you sign your recovery agreement, we'll send you a new iPad — our way of saying thanks for trusting us with your case.
The difference
Why RefundLocators vs. everyone else calling you.
Every company pulls names from the same public records. Most dial a thousand phones a day and read from a script. We do something different.
Best experience
Live case dashboard. Weekly updates you never have to chase. Nathan's direct number in your contract. AI that already knows your case file. Feels like a specialist on retainer — not a vendor on a call-center queue.
Most available
4-hour response window — any day of the week, not just business hours. Text, email, chat, or Nathan's cell. We're Ohio-based. If you want to meet in person, we'll drive to you.
Quickest
Claim filed within 7 business days of signing. No uploads, no paperwork, no phone tag to start. Your case is moving before most companies have even called you back.
Support
AI that already knows your case. A real person when you need one.
Chat with our AI
24 / 7
Our AI has read the filings in your case and knows Ohio foreclosure law inside and out. Ask anything — your case, the surplus process, your options. It will tell you honestly when it's an AI.
Talk to Nathan
Ohio-based
Nathan Johnson
CEO · Ohio Foreclosure Specialist
Not a call center. Not a script reader. A real person who answers his cell and meets for coffee in Cincinnati, Columbus, Dayton, or Cleveland.
Registered businessFundLocators LLC, registered in Indiana, operating across Ohio.
Attorney partnershipAll claims filed through licensed Ohio attorneys. Their fee is covered by ours — you pay nothing extra.
Contingency-onlyOur 25% fee comes out of recovered funds only. If we don't recover, you owe nothing — ever.
Fully transparentNo upfront fees. No hidden terms. 25% is in the offer, on this page, and in the signed contract.
Ohio-only focusWe don't work nationally. We work this state, thoroughly. Hamilton, Warren, and Butler county procedures — cold.
This is not a government service. RefundLocators is a private company. We are not attorneys.
FAQ
Questions, answered.
Is this a scam?+
No. FundLocators LLC is a registered private company. We charge zero upfront. You pay a percentage only if we successfully recover money for you. Everything is in writing before you sign anything.
How do you know about my case?+
Foreclosure filings are public records. Our AI monitors filings across all Ohio counties and reads court documents — judgment amounts, sale dates, distribution orders — to identify homeowners who may be owed surplus.
Why are so many people contacting me?+
Because the court records are public, many companies see the same data and reach out. What makes us different: we've already read your case file before contacting you, and our fee and process are disclosed in writing upfront. No surprises at the closing call.
What exactly do you charge?+
25% of what we recover. Zero upfront. Nothing out of pocket. If we don't recover money for you, you owe us nothing. That percentage is disclosed upfront — in the offer, on this page, and in the signed agreement.
Are you attorneys?+
No. We are foreclosure intelligence specialists. We partner with licensed Ohio attorneys who file the actual claims on your behalf. Their fees are covered by our contingency — you don't pay them separately.
How long does it take to get my money?+
Two parts: (1) We file your claim within 7 business days of signing — that's our commitment. (2) After filing, the court's timeline varies by county — typically 3–6 months to fund. We give you weekly status updates and a live dashboard so you always know where things stand.
What if my house hasn't been sold yet?+
We can still help. Our sister brand Defender HA works with homeowners still in foreclosure — loan modification, short sales, and cash-offer paths. Tell us where you are and we'll route you to the right option, free consult.
Get started
Find my surplus money
Tell us a few things. Our AI checks the court records. We'll text you the exact amount we find — free, no obligation.
