How this works
Three steps. Starts with a conversation. Ends with money.
01
Talk to Lauren
Tell Lauren your name and former address. She searches Ohio court records and pulls your exact case file — surplus amount, judgment, sale date, all of it.
Free lookup
No signup
No obligation
02
Sign in 10 seconds
If you want us to file, we send a simple agreement by text. E-sign in under a minute. No uploads, no paperwork, no phone tag.
- 25% of what we recover — nothing if we don't.
- Zero dollars upfront — no hidden fees, ever.
- Nathan's direct number in every agreement.
03
We file. You wait. Money arrives.
Our attorney files your claim within 7 business days of signing. You get weekly status texts every Tuesday and a live dashboard until the check clears.
- 7-day filing commitment — faster than anyone in Ohio.
- 4-hour response window — text, email, or Nathan's cell.
- Live case dashboard — always know where you stand.
🎁
A thank-you gift. When you sign your recovery agreement, we send you a new iPad. Our way of saying thanks for trusting us.
Why us vs. everyone
else calling you right now.
Every company pulls names from the same public records. Most dial a thousand phones a day and read from a script. We built an AI and put her to work.
Best experience
Live dashboard. Weekly updates. Nathan's number in your contract. Lauren already knows your case before you say a word.
Most available
4-hour response window, any day. Text, email, chat, or call. Ohio-based. If you want to meet, we'll drive to you.
Quickest
Filed within 7 business days of signing. No uploads, no phone tag to start. Your case moves before others have called you back.
AI that knows everything.
A person when you need one.
AI · 24/7
Lauren
Reads Ohio court filings in real time. Knows your county's procedures, your case number, your surplus amount. Searches, answers, and escalates to Nathan when things get complex.
You can verify everything we say.
Registered businessFundLocators LLC, registered in Indiana, operating across Ohio.
Attorney partnershipAll claims filed through licensed Ohio attorneys. Their fee is included in ours — you pay nothing extra.
Contingency-onlyOur 25% fee comes from recovered funds only. If we don't recover, you owe nothing — ever.
Ohio-only focusWe don't work nationally. We work this state, thoroughly. Hamilton, Warren, and Butler county procedures — cold.
Fully transparentNo upfront fees. No hidden terms. 25% is in the offer, on this page, and in the signed contract.
This is not a government service. RefundLocators is a private company. We are not attorneys.
Questions people always ask.
Is this a scam?+
No. FundLocators LLC is a registered private company. We charge zero upfront. You pay a percentage only if we successfully recover money for you. Everything is in writing before you sign anything.
How does Lauren know about my case?+
Foreclosure filings are public records. Lauren reads court documents — judgment amounts, sale dates, distribution orders — across all Ohio counties to identify homeowners who may be owed surplus funds.
Why are multiple companies contacting me?+
Because the court records are public, many companies see the same data. What's different here: Lauren has already read your case file before you ask the first question. Our fee and process are disclosed in writing before you sign anything.
What exactly do you charge?+
25% of what we recover. Zero upfront, nothing out of pocket. If we don't recover money for you, you owe us nothing. That's in the offer, on this page, and in the signed agreement.
Are you attorneys?+
No. We are foreclosure intelligence specialists. We partner with licensed Ohio attorneys who file the actual claims. Their fees are covered by our contingency — you don't pay them separately.
How long does it take?+
We file within 7 business days of signing — that's our commitment. After filing, the court's timeline varies by county, typically 3 to 6 months. You get weekly status updates and a live dashboard the whole time.
My house hasn't sold yet — can you still help?+
We can still talk through your options. Our sister brand Defender HA works with homeowners still in foreclosure — loan modification, short sales, and cash-offer paths. Just ask Lauren and she'll route you correctly.
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